LS=Life Settlement Law; VS = Viatical Law

  • Step 1 – Application and supporting documentation are submitted
  • Step 2 – Review of information to determine eligibility is conducted by our underwriting team
  • Step 3 – Medical and insurance records are obtained
  • Step 4 – Life Expectancy Studies are ordered
  • Step 5 – First round of negotiation with all of industry’s institutional funding sources
  • Step 6 – Second round of pricing negotiation after reserve prices have been established
  • Step 7 – Upon acceptance of offer, a contract and related forms are completed
  • Step 8 – Policy ownership is transferred to the purchaser and funds are then released from escrow to the client

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A publication of American Brokerage Services, Inc. Consultants to independent
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